CRM Review
"This is the fourth house I bought in my life. I have never had a more easy and pleasant experience. I told Chase and his team what we wanted and they exceeded our expectations. highly recommend."
Dominic A.
Purchase, Summerville
Your Way Home Starts Here
Chase Mason
Branch ManagerMortgage Loan Officer, Charleston, SCNMLS # 2216715
GET STARTED
See If You're In A Good Position To Buy A Home
A few quick questions to give us a clear picture of your options - no credit pulls.
What type of home are you looking for?
Bold moves. Kill with kindness.
Before I ever closed a loan, I served. First as a United States Marine, later in federal law enforcement. That work taught me discipline and attention to detail, and it's the standard I bring to every file. My team and I work with buyers, homeowners and investors on purchase, refinance, self-employed and investment financing. I'll tell you early and plainly what your loan will need.
140 W Richardson Ave, Ste F, Summerville SC 29483
Tel (843) 929-1377
chase@lendingpathmortgage.comLicensed in SC, NC, VA, MD
TESTIMONIALS
Hear It From My Clients
Real feedback from buyers and homeowners we've worked with.
About the Charleston, SC Market
The Charleston area's Lowcountry charm — historic peninsula neighborhoods alongside fast-growing suburbs like Mount Pleasant, Summerville, and North Charleston — means no two buyers are shopping the same market, even within a few miles of each other. Flood zones, HOA structures, and new construction versus historic-home financing all carry different considerations here, which is exactly where the right lending guidance matters most. Because inventory and competition can shift quickly in this region, being fully pre-approved before you start touring homes is one of the strongest advantages a buyer can have. My team works closely with local Realtors across the Tri-County area so financing never becomes the bottleneck between an offer and a closing table.
MEET THE TEAM
The People Behind Your Loan
You'll work with a small team, and you'll know each of them by name.
Loan Partner II
McKenzie Collins
Keeps your file moving from application to processing.
FREQUENTLY ASKED QUESTIONS
Answers Before You Ask
The questions that come up most, answered plainly.
You can apply online or book a call with me, whichever you prefer. The application asks for basic information about your income, assets, credit, and the property you have in mind. From there, I review your information and walk you through the options that may fit your situation.
Pre-qualification is an early estimate based on the information you provide. Pre-approval goes further: I review your documentation and credit, and you receive a conditional letter you can share with sellers and agents. Neither is a commitment to lend. Final approval is subject to underwriting, an appraisal, and verification of your information.
Most applications call for recent pay stubs, W-2s or tax returns, bank statements, and a government-issued ID. If you are self-employed or have other income sources, additional documentation may be requested. I will give you a specific list based on your situation so there are no surprises.
Down payment requirements vary by loan program and by your individual qualifications. Some programs are designed for buyers with limited savings, and certain buyers may qualify for assistance programs. Once I understand your goals and finances, I can explain which options may apply to you.
A full mortgage application includes a credit inquiry. Before anything is pulled, I will explain what to expect and answer any questions. If you are early in your planning and not ready for a credit check, we can start with a conversation about your goals.
Timing depends on the loan type, how quickly documentation comes together, the appraisal, and third parties such as the title company. I will give you a realistic estimate based on your situation and keep you updated at each stage. Every loan is subject to underwriting approval, and closing dates are not guaranteed until final approval is issued.
HOW IT WORKS
Your Simplified Loan Process
Straight answers at every stage, from first question to closing day.
Step 01
Apply Online
Complete our simple application in just a few minutes to get started.
Step 02
Get Pre-Approved
We'll review your application within 24 hours and help determine the best loan options for you.
Step 03
Close with Confidence
We'll guide you through every step of the process and ensure your loan closes smoothly and on time.
Prefer To Send A Message?
Let me know what you're working on and I'll get back to you on the same business day.